If you add or remove any categories, just make sure that the formulas used for the totals don't get messed up. If your Net is negative, that means you have overspent your monthly budget.Īdding or Removing categories: The household budget template contains a very detailed list of categories, which you may or may not need. The Monthly Budget Summary table totals up all your income and expenses and calculates the Net as Income minus Expenses. If you spend more than you budgeted, the Difference between the Projected and Actual values will be negative, and if your Actual income is less than your Projected income, the Difference will be a negative number. In this spreadsheet, the calculations are set up so that negative numbers are bad. You can also customize the spreadsheet to accommodate variable spending and any changes in the familys income. You can use it to project the familys earnings and expenditures ahead of time. The cells in the "Difference" column use conditional formatting to make negative numbers red. The Family Budget Planner is another template from vertex42 for creating an annual budget. At the end of the month, you record in the "Actual" column how much you really spent during the month. This represents your goal - you're trying to keep from spending more than this amount. You record your desired budget for each category in the "Budget" column. The purpose of this worksheet is to help you compare your monthly budget with your actual income and expenses.
#Online home budget spreadsheet how to
You may also want to read the article " How to Budget". Our article " How to Make a Budget" explains how to use these spreadsheets to create your budget. The purpose of a household budget is to summarize what you earn against what you spend to help you plan for long and short-term goals. You'll want to replace the values in the Home Expenses category with your own.
To use this template, fill in the cells highlighted with a light-blue background (the "Budget" and "Actual" columns).
42 Effective Ways to Save Money Budgeting Tips for the New Year Using the Household Budget Worksheet
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